Відео

Debit cards are usually covered against fraud, but I would recommend savings be in a separate account, and only projected expenses be in the main debit card used. However, and even better idea, is just to withdraw what you need for the week in cash, and use cash. There are very few things you actually need a card for.

Did not really explain profits potentials and pitfalls.

Genesis Credit Union, Minnesota

Credit cards has cash back, i also pay before due date, i get no interest charges I ONLY USE CREDIT CARDS, and get $70 cash back a month 🙌🏽

The best explanation ever - no distracting examples with numbers, only what a home needs to know

Wow. Im so glad i found this video. Im 42 and this is the first time I'm hearing an explanation of mutual funds

very informative

great explanation

Thanks so much sir for such a beautiful video. I have really benefited from the beautiful strategies you have put up and the ways to avoid unnecessary losses. Significantly the way you presented the lectures has really motivated me to take up trade as important and a way out to several financial challenges, thanks so much sir

Aeesome advice thank you i been living with my dad too long

Who cares about a debt free scream? I don't even have a mortgage, All cars are paid for and they are all new. I have no medical debt. I have savings and I have an investment portfolio in a 3x. Dave would hate me because I made tons of money from Crypto and I still buy and sell Crypto. I use Credit Cards and pay them off every month. I use it for business purposes and I get soooooooo many points from it We go on free vacations every year. Dave is an idiot when it comes to credit cards and crypto.

Very concise and to the point. Thanks for the information.

Another subscriber here. One of the best and simplest explanations about tax brackets I have seen so far.

I LUV MY CREDIT UNION.

This is a great video. Thanks for explaining this.

Clueless

I'm not cutting up my credit card or taking my savings down to $1k. I know how to become debt free and a credit card doesn't rule me.

You wanted to do a Ramsey scream but don’t follow what Ramsey does - what else did you expect to hear?

Thanks for the info, now checking YT on tips how to lower your car insurance

Hey Andrew, I appreciate your explaining reverse mortgages in a way that humans can understand. :-) However, I felt it was incomplete and a little irresponsible to say you thought reverse mortgages are a bad idea without explaining your reasoning.

Thank you so much , very comprehensive yet easy to follow

Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.

Hey Mr Expert. You made a statement that one of the disadvantages of a reverse mortgage is that if you do not pay your property/school taxes the RM lender can take your house. If someone does NOT have a RM and they do not pay those propty/school taxes the town will throw you out of your house. How is that a disadvantage of having a reverse mortgage? If anything, having a RM makes you better able to pay those taxes. And the value of your credit line increases over time, allowing more room to borrow in the future.

Fixed

I'm with DCU and Aligh credit union.

Gujarati

Nice job

To be successful in markets, traders should understand the crossover between asset classes & liquidity flow. I've come to realize that the secret to making a million relies on the bases of good investment. Angela Lynn Schilling focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch.

The Amazon Prime Visa I've had excellent credit for years. I was 750+ ten years ago when I qualified for my mortgage. I've been in the 800 club for at least the last 4 years. But for some reason, Chase wouldn't approve me for the Amazon Prime Visa. Over the last few years I've applied and been rejected three times with no clear indication as to why. Well, 4th time's the charm, I guess, because I finally got approved! 🎉🍾🎉 5% cash back on all Amazon purchases! Woohoo! Sorry, I'm done. Just wanted to share the exciting news.

The Amazon Prime Visa I've had excellent credit for years. I was 750+ ten years ago when I qualified for my mortgage. I've been in the 800 club for at least the last 4 years. But for some reason, Chase wouldn't approve me for the Amazon Prime Visa. Over the last few years I've applied and been rejected three times with no clear indication as to why. Well, 4th time's the charm, I guess, because I finally got approved! 🎉🍾🎉 5% cash back on all Amazon purchases! Woohoo! Sorry, I'm done. Just wanted to share the exciting news.

New subscriber here! Thank you so much for simplifying the tax bracket concept.

Investing in mutual funds provides a structured and diversified strategy for wealth building, managed by professional fund managers. Despite the associated costs and certain limitations, the advantages of diversification, expert management, and accessibility make mutual funds a favored option for attaining various financial objectives.

LakTrust Credit Union out of Michigan 〽️😎

God damn…you have shell out two months of rent before you even move in?

Send the bill to Dave Ramsey, when your transmission dies, and you’ve cut up all your cc’s.

You are always living behind your income with credit cards,

My experience has been opposite for 2023 taxes filed in 2024. I bought my house back in 2022 and last year was the first year we made a whole year of payments. Our interest rate is 5.25% on 255k, but I benefited greatly from the deduction thanks to loan amortization. You have to keep in mind that you pay most of your interest at the beginning of the loan, so that meant that we paid A LOT of interest in our first year and we barely made a dent on the principal. This resulted in a surprisingly large return when in reality I wasn’t expecting much. Most long-time homeowners won’t see the benefit of this deduction, but first time buyers might, and those are the people who probably need it most anyway. I know I did!

Mortgage rates are currently at an all time high since 2000(23 years) and based on statistics on inflation, we might see that number skyrocket further, a 30-year fixed rate was only 5% this time last year, so do I just keep waiting for a housing crash before buying or redirect my focus to the equity market

Listen listen listen you pay the taxes you pay the insurance you pay the homeowners insurance. Aren’t you already doing these things. Sounds like 3 strikes you’re out. Keep your home. Period

Reverse mortgage is not good

You guysss still leaving in the stone age lol Who uses accounts procedure to repair credit score this days

Thank you😮 I wanted to know the pros and cons of a reverse mortgage and you explained it perfect I will not be getting ripped off😂😂😂😂😂❤

I'm 44 years old and don't have either one.... cash only! No checks, no cards, cash only... or trade for gold or physical items.... most banks won't most checks.... I tried a checking and sa vines account once and the bank kept stealing the money so I closed both

Dave’s reason for rejecting your debt free scream was legitimate

What kind of bbq smoker did he have?

This 2024, Don't set this year financial goals without consulting a financial advisor. Their expertise ensures a solid plan for success. Building wealth involves developing good habits like regularly putting money away on intervals for solid investments

sobbing in $12 minimum wage

omg. this really made sense and i love how encouraging you were.

Great. My mom put me on one of her accounts so she could give me a credit card and have me run errands for her. But she stalls paying off her credit cards because it stresses her out. I had no idea her adding me to the account could impact my credit. Not that she asked first.

Thanks bc I didn’t know anything about credit loans etc i wish they would teach us this in high school instead of that other stuff, this was very helpful